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Creator Academy

Paystack Payments

Understand how clients pay and how your earnings reach your bank account.

7 min read

Lesson video

Video coming soon

Learning objectives

  • Understand Paystack split payments on job hires
  • Set up and verify payout details
  • Know when and how earnings settle

Step-by-step guide

  1. 1

    How split payments work

    When a client pays for a hire, Paystack allocates the platform fee and your creative share at checkout. Your portion is routed toward your connected subaccount.

  2. 2

    Set up your payout profile

    Complete payout setup in your dashboard with accurate bank details. Mismatched names or account numbers delay settlements.

  3. 3

    Track earnings in the dashboard

    Use Wallet and Earnings views to monitor payments, pending amounts, and history. Cross-check against completed workroom deliveries.

  4. 4

    Understand settlement timing

    Paystack settles to your bank on its own schedule after successful charges. Plan cash flow accordingly — especially for larger projects.

Tips & best practices

  • Verify bank details before your first payout.
  • Keep records of completed deliveries for your own accounting.
  • Explain the payment flow to clients who are new to Afruniverse.

Common mistakes

  • Using someone else's bank account for payouts.
  • Assuming instant wallet withdrawal — funds settle via Paystack to your bank.
  • Starting work before hire and payment are confirmed.

Key takeaways

  • Paystack split payments protect both sides on job hires.
  • Accurate payout setup prevents settlement delays.
  • Always confirm hire and payment before beginning delivery.